Financing
Flexible Financing for Your Project
We've partnered with Upgrade to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.
Pay over time
Flexible by design
- Quick Pre-Approval with No Credit Impact: Check your pre-approval status in minutes using a simple online portal with zero impact on your credit score.
- Flexible Payment Options Up to $100,000: Choose from customized financing plans up to $100,000 per borrower — including 0% interest promotional options and flexible terms from 1 to 15 years — with no prepayment penalties.
- Start Your Project Now with Low Monthly Payments: Finance full or partial project costs with budget-friendly monthly payments so you can upgrade your home immediately without waiting or paying everything upfront.
Simple process
How it works
Check your options
Complete a quick pre-approval — it takes about a minute and won't affect your credit score.
Choose a plan
Select the monthly payment and term length that fits your budget. Flexible terms from 1 to 15 years with 0% interest promotional options available.
Get started
Once you're approved and your project is scheduled, work begins. Pay over time with low monthly payments.
Financing
Frequently asked questions
Will checking my financing options affect my credit score?
No. The pre-approval check uses a soft credit inquiry, which does not impact your credit score. You can explore your options with zero risk.
How much can I finance?
Upgrade financing is available for projects up to $100,000 per borrower. This covers full or partial project costs.
What loan terms are available?
Terms range from 1 to 15 years, giving you flexibility to choose a monthly payment that works for your budget. There are no prepayment penalties.
Are 0% interest options available?
Yes. Upgrade offers 0% interest promotional options for qualified applicants in addition to customized financing plans.
Are there any prepayment penalties or hidden fees?
No prepayment penalties. You can pay off your loan early without any additional fees.
Which projects are eligible for financing?
Financing is available for roofing, siding, and window & door projects. Ask us during your free estimate and we'll help you get started.
All financing is subject to credit approval. Your terms may vary. Payment options through Upgrade are provided by their lending partners. Loan amounts, terms, and rates depend on your creditworthiness. 0% interest promotional options available for qualified applicants. See additional terms at upgrade.com.
Finding a good contractor
shouldn't be hard
Living with a damaged roof or failing siding is stressful enough. But often, the 'fix' feels worse than the problem. The last thing you need is a pushy salesman trying to rip you off or a disorganized crew that you're forced to babysit because they won't communicate.
That's why we focus on making this process easy for you. Our professional team will provide the high-quality results you expect while keeping you informed every step of the way. Homeowners rate us 5 stars because we treat you and your property with the care you deserve.
The exterior you want, on your timeline.
Small monthly steps to a big transformation.
Elite means vetted
A James Hardie
Alliance Elite Contractor
Factory-trained, quality-audited, and backed by the #1 name in fiber cement siding. When James Hardie puts their badge on our work, you can put your trust in it.
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